Good Driver discount
Do you qualify for California's Good Driver discount?
Qualifying drivers must receive a rate at least 20% below what the same insurer would otherwise charge for the same coverage.
The 20% applies within one insurer—not between competing insurers.
Basic eligibility checks
Three years licensed
The driver generally must have been licensed for the previous three consecutive years. The complete statutory rules include details and exceptions that a licensed professional can verify.
No more than one point
The recent driving record generally cannot exceed one qualifying violation point during the relevant three-year period.
No disqualifying at-fault injury accident
A principally at-fault accident that caused bodily injury or death can disqualify a driver under the statutory criteria.
Serious convictions matter for longer
Certain alcohol- or drug-related driving convictions are reviewed over a longer period than ordinary points.
Price profile
Put your record in a complete price profile.
See what the first checks show before deciding whether to request a licensed review.