Plans disagree · Los Angeles · California ZIP 90045
Farmers and Tesla Insurance place Los Angeles ZIP 90045 very differently.
Farmers ranks highest (94.3); Tesla Insurance ranks lowest (51.8). The middle bodily-injury percentile is 78.1. Reviewed plans are 42.5 points apart. Collision splits more (53.1 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
78.1
Middle percentile across available plans.
BI plan spread
42.5
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
94.3
Within-plan percentile
Travelers
Quantum Auto 2.0
93.0
Within-plan percentile
State Farm
Private Passenger Auto
84.9
Within-plan percentile
Safeco
Private Passenger Auto
71.2
Within-plan percentile
Progressive
CA Select PPA
54.0
Within-plan percentile
Tesla Insurance
Tesla PPA
51.8
Within-plan percentile
Farmers ranks highest (85.8); Travelers ranks lowest (32.7). Collision spread is 53.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 78.1 | 42.5 pts | 51.8 | 71.2 | 93.0 | 94.3 | 54.0 | 84.9 |
| Property damage | 89.0 | 32.9 pts | 61.4 | 86.5 | 91.4 | 94.0 | 94.3 | 84.9 |
| Medical payments | 60.4 | 55.0 pts | 28.3 | 42.7 | 83.3 | 70.8 | 83.0 | 50.0 |
| Uninsured motorist BI | 69.7 | 38.5 pts | 69.7 | 80.3 | — | 47.7 | 54.0 | 86.2 |
| Uninsured motorist PD | 73.1 | 31.8 pts | 68.7 | 79.5 | — | 47.7 | 77.4 | — |
| Comprehensive | 32.5 | 72.3 pts | 11.0 | 31.5 | 26.4 | 83.3 | 36.6 | 33.4 |
| Collision | 77.0 | 53.1 pts | 80.2 | 71.3 | 32.7 | 85.8 | 77.4 | 76.5 |
Widest coverage spread
Comprehensive
Farmers and Tesla Insurance are 72.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 31.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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