ZIP breakdowns

Plans disagree · Los Angeles · California ZIP 90095

Farmers and Safeco place Los Angeles ZIP 90095 very differently.

Farmers ranks highest (98.5); Safeco ranks lowest (54.7). The middle bodily-injury percentile is 93.1. Reviewed plans are 43.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

93.1

Middle percentile across available plans.

BI plan spread

43.8

Farmers to Safeco.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Safeco lowest.

Farmers

Farmers Auto

Highest

98.5

Within-plan percentile

Filed factor1.7752

Progressive

CA Select PPA

94.2

Within-plan percentile

Filed factor1.3915

State Farm

Private Passenger Auto

93.1

Within-plan percentile

Filed factor1.37

Tesla Insurance

Tesla PPA

60.3

Within-plan percentile

Filed factor1.0569

Safeco

Private Passenger Auto

Lowest

54.7

Within-plan percentile

Filed factor0.8905

Travelers

Quantum Auto 2.0

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90095 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury93.143.8 pts60.354.798.594.293.1
Property damage93.144.9 pts83.854.498.799.393.1
Medical payments71.446.3 pts52.071.485.742.788.9
Uninsured motorist BI78.926.3 pts67.970.278.994.293.2
Uninsured motorist PD73.230.4 pts67.567.178.997.5
Comprehensive30.061.3 pts24.923.985.144.730.0
Collision97.149.3 pts93.649.897.197.599.1

Widest coverage spread

Comprehensive

Farmers and Safeco are 61.3 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 26.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Los Angeles ZIP 90095 Auto Insurance Factors | GoodDriver California