Plans disagree · Downey, Los Angeles County · California ZIP 90242
Travelers and Progressive place Downey ZIP 90242 very differently.
Travelers ranks highest (90.3); Progressive ranks lowest (22.6). The middle bodily-injury percentile is 82.6. Reviewed plans are 67.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
82.6
Middle percentile across available plans.
BI plan spread
67.8
Travelers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
90.3
Within-plan percentile
State Farm
Private Passenger Auto
88.5
Within-plan percentile
Safeco
Private Passenger Auto
86.0
Within-plan percentile
Tesla Insurance
Tesla PPA
79.2
Within-plan percentile
Farmers
Farmers Auto
63.9
Within-plan percentile
Progressive
CA Select PPA
22.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 82.6 | 67.8 pts | 79.2 | 86.0 | 90.3 | 63.9 | 22.6 | 88.5 |
| Property damage | 77.3 | 26.8 pts | 61.7 | 75.8 | 84.1 | 73.8 | 78.7 | 88.5 |
| Medical payments | 58.3 | 51.4 pts | 60.2 | 56.5 | 87.3 | 51.9 | 36.0 | 86.6 |
| Uninsured motorist BI | 81.7 | 67.9 pts | 81.7 | 84.2 | — | 70.6 | 24.2 | 92.0 |
| Uninsured motorist PD | 81.6 | 23.8 pts | 92.7 | 93.1 | — | 70.6 | 69.4 | — |
| Comprehensive | 83.9 | 28.0 pts | 63.3 | 77.0 | 63.8 | 91.3 | 90.8 | 91.0 |
| Collision | 75.1 | 19.7 pts | 75.4 | 71.3 | 89.1 | 74.8 | 69.4 | 88.8 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 67.9 percentile points apart.
Closest agreement
Collision
Available plans are 19.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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