ZIP breakdowns

Plans disagree · Gardena, Los Angeles County · California ZIP 90248

Tesla Insurance and Progressive place Gardena ZIP 90248 very differently.

Tesla Insurance ranks highest (89.4); Progressive ranks lowest (32.0). The middle bodily-injury percentile is 77.5. Reviewed plans are 57.4 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

77.5

Middle percentile across available plans.

BI plan spread

57.4

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

89.4

Within-plan percentile

Filed factor1.3121

Travelers

Quantum Auto 2.0

88.3

Within-plan percentile

Filed factor1.046

State Farm

Private Passenger Auto

83.7

Within-plan percentile

Filed factor1.16

Farmers

Farmers Auto

71.3

Within-plan percentile

Filed factor1.0551

Safeco

Private Passenger Auto

71.2

Within-plan percentile

Filed factor0.9261

Progressive

CA Select PPA

Lowest

32.0

Within-plan percentile

Filed factor0.7957

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90248 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury77.557.4 pts89.471.288.371.332.083.7
Property damage77.941.8 pts88.346.584.172.058.583.7
Medical payments86.023.1 pts79.681.393.991.890.770.8
Uninsured motorist BI84.862.9 pts82.184.896.133.293.9
Uninsured motorist PD86.019.1 pts77.185.696.186.5
Comprehensive55.252.7 pts30.665.143.283.345.380.8
Collision82.750.9 pts93.642.771.180.186.585.3

Widest coverage spread

Uninsured motorist BI

Farmers and Progressive are 62.9 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 19.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Gardena, Los Angeles County ZIP 90248 Auto Insurance Factors | GoodDriver California