Compared ZIP · Cardiff By the S, San Diego County · California ZIP 92007
In Cardiff By the S ZIP 92007, Travelers ranks highest and Safeco ranks lowest.
Travelers ranks highest (58.1); Safeco ranks lowest (28.3). The middle bodily-injury percentile is 44.6. Reviewed plans are 29.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
44.6
Middle percentile across available plans.
BI plan spread
29.8
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
49.9
Within-plan percentile
Farmers
Farmers Auto
45.7
Within-plan percentile
State Farm
Private Passenger Auto
43.5
Within-plan percentile
Tesla Insurance
Tesla PPA
33.9
Within-plan percentile
Safeco
Private Passenger Auto
28.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 44.6 | 29.8 pts | 33.9 | 28.3 | 58.1 | 45.7 | 49.9 | 43.5 |
| Property damage | 44.4 | 29.2 pts | 48.8 | 45.3 | 66.4 | 37.2 | 41.4 | 43.5 |
| Medical payments | 5.1 | 24.5 pts | 4.4 | 16.8 | 26.1 | 1.6 | 5.8 | 2.0 |
| Uninsured motorist BI | 77.6 | 32.4 pts | 77.6 | 57.9 | — | 77.7 | 49.9 | 82.4 |
| Uninsured motorist PD | 33.1 | 53.7 pts | 40.3 | 24.0 | — | 77.7 | 25.8 | — |
| Comprehensive | 5.8 | 53.0 pts | 55.1 | 12.1 | 2.4 | 6.5 | 2.1 | 5.0 |
| Collision | 21.9 | 38.9 pts | 43.5 | 23.4 | 6.4 | 4.7 | 25.8 | 20.4 |
Widest coverage spread
Uninsured motorist PD
Farmers and Safeco are 53.7 percentile points apart.
Closest agreement
Medical payments
Available plans are 24.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Oceanside, San Diego County
92057
Tesla Insurance ranks highest (91.3); Farmers ranks lowest (9.4).
Read breakdownSan Diego
92131
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (2.4).
Read breakdownEscondido, San Diego County
92026
Progressive ranks highest (82.4); Farmers ranks lowest (7.0).
Read breakdown