Compared ZIP · San Diego · California ZIP 92101
In San Diego ZIP 92101, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (58.7); Progressive ranks lowest (19.9). The middle bodily-injury percentile is 45.1. Reviewed plans are 38.8 points apart. Collision splits more (62.3 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.1
Middle percentile across available plans.
BI plan spread
38.8
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
58.7
Within-plan percentile
Safeco
Private Passenger Auto
48.7
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Farmers
Farmers Auto
44.4
Within-plan percentile
Tesla Insurance
Tesla PPA
30.4
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
Tesla Insurance ranks highest (88.9); Travelers ranks lowest (26.6). Collision spread is 62.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.1 | 38.8 pts | 30.4 | 48.7 | 45.8 | 44.4 | 19.9 | 58.7 |
| Property damage | 55.0 | 28.4 pts | 53.9 | 56.1 | 48.7 | 72.0 | 43.6 | 58.7 |
| Medical payments | 12.8 | 43.1 pts | 48.5 | 12.8 | 5.3 | 17.9 | 5.8 | 12.7 |
| Uninsured motorist BI | 72.2 | 64.8 pts | 84.7 | 59.3 | — | 73.3 | 19.9 | 72.2 |
| Uninsured motorist PD | 70.2 | 30.5 pts | 87.6 | 67.1 | — | 73.3 | 57.1 | — |
| Comprehensive | 38.0 | 31.4 pts | 40.9 | 44.6 | 13.2 | 43.6 | 20.3 | 35.1 |
| Collision | 65.9 | 62.3 pts | 88.9 | 84.1 | 26.6 | 74.8 | 57.1 | 49.5 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and Progressive are 64.8 percentile points apart.
Closest agreement
Property damage
Available plans are 28.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92102
Tesla Insurance ranks highest (87.7); Farmers ranks lowest (2.7).
Read breakdownSan Diego
92113
State Farm ranks highest (87.4); Progressive ranks lowest (10.8).
Read breakdownImperial Beach, San Diego County
91932
State Farm ranks highest (75.8); Progressive ranks lowest (6.5).
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