Plans disagree · Indian Wells, Riverside County · California ZIP 92210
Farmers and State Farm place Indian Wells ZIP 92210 very differently.
Farmers ranks highest (79.4); State Farm ranks lowest (9.0). The middle bodily-injury percentile is 41.4. Reviewed plans are 70.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.4
Middle percentile across available plans.
BI plan spread
70.4
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
79.4
Within-plan percentile
Safeco
Private Passenger Auto
58.8
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Progressive
CA Select PPA
41.4
Within-plan percentile
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
State Farm
Private Passenger Auto
9.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.4 | 70.4 pts | 36.9 | 58.8 | 41.5 | 79.4 | 41.4 | 9.0 |
| Property damage | 15.7 | 61.3 pts | 8.3 | 6.2 | 26.5 | 67.5 | 22.4 | 9.0 |
| Medical payments | 34.1 | 60.9 pts | 9.4 | 11.5 | 25.3 | 70.3 | 49.9 | 42.9 |
| Uninsured motorist BI | 72.2 | 42.4 pts | 77.6 | 51.7 | — | 72.2 | 41.4 | 83.7 |
| Uninsured motorist PD | 39.3 | 54.0 pts | 30.8 | 18.2 | — | 72.2 | 47.9 | — |
| Comprehensive | 68.3 | 71.4 pts | 97.8 | 28.1 | 99.5 | 79.3 | 57.2 | 38.5 |
| Collision | 55.1 | 50.0 pts | 67.8 | 62.2 | 19.1 | 69.2 | 47.9 | 40.9 |
Widest coverage spread
Comprehensive
Travelers and Safeco are 71.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 42.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Thousand Palms, Riverside County
92276
Progressive ranks highest (79.3); State Farm ranks lowest (9.6).
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Tesla Insurance ranks highest (87.5); Safeco ranks lowest (23.0).
Read breakdownChiriaco Summit, Riverside County
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Progressive ranks highest (83.3); Travelers ranks lowest (24.1).
Read breakdown