ZIP breakdowns

Broadly higher position · Adelanto, San Bernardino County · California ZIP 92301

Adelanto ZIP 92301 ranks near the higher end across plans.

Farmers ranks highest (93.1); Travelers ranks lowest (73.3). The middle bodily-injury percentile is 86.4. Reviewed plans are 19.8 points apart. Collision splits more (72.7 points), with State Farm highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

86.4

Middle percentile across available plans.

BI plan spread

19.8

Farmers to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

93.1

Within-plan percentile

Filed factor1.4177

Progressive

CA Select PPA

92.7

Within-plan percentile

Filed factor1.368

State Farm

Private Passenger Auto

88.5

Within-plan percentile

Filed factor1.253

Safeco

Private Passenger Auto

84.3

Within-plan percentile

Filed factor1.0076

Tesla Insurance

Tesla PPA

83.6

Within-plan percentile

Filed factor1.2012

Travelers

Quantum Auto 2.0

Lowest

73.3

Within-plan percentile

Filed factor0.853

State Farm ranks highest (89.2); Tesla Insurance ranks lowest (16.5). Collision spread is 72.7 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92301 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury86.419.8 pts83.684.373.393.192.788.5
Property damage48.645.9 pts42.645.348.757.448.488.5
Medical payments83.448.8 pts73.386.880.091.442.791.5
Uninsured motorist BI92.120.0 pts98.892.178.993.186.7
Uninsured motorist PD88.413.7 pts88.992.678.987.8
Comprehensive81.262.0 pts31.974.660.387.893.888.9
Collision86.772.7 pts16.565.089.185.687.889.2

Widest coverage spread

Collision

State Farm and Tesla Insurance are 72.7 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 13.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Adelanto, San Bernardino County ZIP 92301 Auto Insurance Factors | GoodDriver California