ZIP breakdowns

Plans disagree · Riverside · California ZIP 92501

Tesla Insurance and Progressive place Riverside ZIP 92501 very differently.

Tesla Insurance ranks highest (85.1); Progressive ranks lowest (20.3). The middle bodily-injury percentile is 54.5. Reviewed plans are 64.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

54.5

Middle percentile across available plans.

BI plan spread

64.8

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

85.1

Within-plan percentile

Filed factor1.2174

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

State Farm

Private Passenger Auto

61.0

Within-plan percentile

Filed factor0.949

Safeco

Private Passenger Auto

47.9

Within-plan percentile

Filed factor0.8667

Farmers

Farmers Auto

46.8

Within-plan percentile

Filed factor0.9502

Progressive

CA Select PPA

Lowest

20.3

Within-plan percentile

Filed factor0.6996

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92501 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury54.564.8 pts85.147.970.946.820.361.0
Property damage64.328.0 pts86.965.166.463.558.961.0
Medical payments52.877.4 pts64.251.354.486.89.442.9
Uninsured motorist BI75.362.5 pts79.783.470.620.975.3
Uninsured motorist PD78.133.0 pts85.690.170.657.1
Comprehensive52.952.2 pts53.423.937.876.052.456.3
Collision61.628.4 pts66.147.075.474.857.151.1

Widest coverage spread

Medical payments

Farmers and Progressive are 77.4 percentile points apart.

Closest agreement

Property damage

Available plans are 28.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Riverside ZIP 92501 Auto Insurance Factors | GoodDriver California