ZIP breakdowns

Plans disagree · Riverside · California ZIP 92504

Tesla Insurance and Safeco place Riverside ZIP 92504 very differently.

Tesla Insurance ranks highest (95.0); Safeco ranks lowest (40.8). The middle bodily-injury percentile is 76.5. Reviewed plans are 54.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

76.5

Middle percentile across available plans.

BI plan spread

54.2

Tesla Insurance to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Safeco lowest.

Tesla Insurance

Tesla PPA

Highest

95.0

Within-plan percentile

Filed factor1.4812

Progressive

CA Select PPA

77.4

Within-plan percentile

Filed factor1.06

State Farm

Private Passenger Auto

76.9

Within-plan percentile

Filed factor1.074

Farmers

Farmers Auto

76.0

Within-plan percentile

Filed factor1.0825

Travelers

Quantum Auto 2.0

75.3

Within-plan percentile

Filed factor0.869

Safeco

Private Passenger Auto

Lowest

40.8

Within-plan percentile

Filed factor0.8468

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92504 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury76.554.2 pts95.040.875.376.077.476.9
Property damage69.839.9 pts88.348.562.678.151.276.9
Medical payments50.245.9 pts61.424.954.470.825.946.0
Uninsured motorist BI76.117.2 pts91.374.075.478.276.1
Uninsured motorist PD82.810.4 pts81.385.975.484.3
Comprehensive33.553.2 pts34.020.331.073.469.932.9
Collision71.935.3 pts76.966.964.184.284.349.1

Widest coverage spread

Bodily injury

Tesla Insurance and Safeco are 54.2 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 10.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Riverside ZIP 92504 Auto Insurance Factors | GoodDriver California