Plans disagree · Zcta 92612, Orange County · California ZIP 92603
Travelers and Farmers place Zcta 92612 ZIP 92603 very differently.
Travelers ranks highest (78.9); Farmers ranks lowest (27.7). The middle bodily-injury percentile is 45.6. Reviewed plans are 51.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.6
Middle percentile across available plans.
BI plan spread
51.2
Travelers to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
Progressive
CA Select PPA
72.9
Within-plan percentile
Safeco
Private Passenger Auto
47.7
Within-plan percentile
State Farm
Private Passenger Auto
43.5
Within-plan percentile
Tesla Insurance
Tesla PPA
39.6
Within-plan percentile
Farmers
Farmers Auto
27.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.6 | 51.2 pts | 39.6 | 47.7 | 78.9 | 27.7 | 72.9 | 43.5 |
| Property damage | 75.9 | 51.5 pts | 61.9 | 71.9 | 79.8 | 87.3 | 94.9 | 43.5 |
| Medical payments | 45.6 | 43.7 pts | 52.0 | 45.1 | 62.3 | 18.6 | 46.2 | 20.1 |
| Uninsured motorist BI | 45.4 | 42.5 pts | 45.4 | 30.4 | — | 44.9 | 72.8 | 67.8 |
| Uninsured motorist PD | 35.2 | 68.9 pts | 25.5 | 22.0 | — | 44.9 | 90.9 | — |
| Comprehensive | 3.6 | 13.9 pts | 5.5 | 14.5 | 1.3 | 8.6 | 0.6 | 1.7 |
| Collision | 82.3 | 55.9 pts | 80.9 | 83.7 | 35.0 | 86.9 | 90.9 | 64.1 |
Widest coverage spread
Uninsured motorist PD
Progressive and Safeco are 68.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 13.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
Read breakdownNewport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownCorona del Mar, Orange County
92625
Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
Read breakdown