Plans disagree · Foothill Ranch, Orange County · California ZIP 92610
Progressive and State Farm place Foothill Ranch ZIP 92610 very differently.
Progressive ranks highest (74.2); State Farm ranks lowest (9.6). The middle bodily-injury percentile is 41.6. Reviewed plans are 64.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.6
Middle percentile across available plans.
BI plan spread
64.6
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
74.2
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
44.4
Within-plan percentile
Safeco
Private Passenger Auto
38.8
Within-plan percentile
Tesla Insurance
Tesla PPA
38.7
Within-plan percentile
State Farm
Private Passenger Auto
9.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.6 | 64.6 pts | 38.7 | 38.8 | 58.1 | 44.4 | 74.2 | 9.6 |
| Property damage | 52.2 | 70.7 pts | 41.7 | 66.5 | 62.6 | 32.1 | 80.3 | 9.6 |
| Medical payments | 36.7 | 61.7 pts | 72.8 | 35.7 | 37.7 | 11.1 | 44.2 | 30.7 |
| Uninsured motorist BI | 59.4 | 27.4 pts | 55.7 | 46.8 | — | 59.4 | 74.2 | 69.5 |
| Uninsured motorist PD | 61.6 | 26.4 pts | 52.0 | 63.7 | — | 59.4 | 78.4 | — |
| Comprehensive | 0.9 | 1.0 pts | 1.0 | 1.1 | 0.8 | 1.1 | 0.9 | 0.1 |
| Collision | 27.7 | 72.0 pts | 37.3 | 33.3 | 6.4 | 19.3 | 78.4 | 22.1 |
Widest coverage spread
Collision
Progressive and Travelers are 72.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 1.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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