Plans disagree · Costa Mesa, Orange County · California ZIP 92626
State Farm and Progressive place Costa Mesa ZIP 92626 very differently.
State Farm ranks highest (77.9); Progressive ranks lowest (24.7). The middle bodily-injury percentile is 68.3. Reviewed plans are 53.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
68.3
Middle percentile across available plans.
BI plan spread
53.2
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
77.9
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Farmers
Farmers Auto
68.6
Within-plan percentile
Safeco
Private Passenger Auto
67.9
Within-plan percentile
Tesla Insurance
Tesla PPA
41.7
Within-plan percentile
Progressive
CA Select PPA
24.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 68.3 | 53.2 pts | 41.7 | 67.9 | 75.3 | 68.6 | 24.7 | 77.9 |
| Property damage | 73.0 | 44.5 pts | 40.6 | 85.1 | 69.7 | 76.3 | 63.6 | 77.9 |
| Medical payments | 52.0 | 51.5 pts | 30.7 | 56.2 | 82.2 | 52.7 | 41.3 | 51.4 |
| Uninsured motorist BI | 45.8 | 30.0 pts | 55.2 | 45.8 | — | 41.3 | 25.3 | 54.6 |
| Uninsured motorist PD | 43.5 | 27.9 pts | 58.3 | 30.4 | — | 41.3 | 45.6 | — |
| Comprehensive | 12.0 | 22.0 pts | 18.4 | 14.0 | 3.5 | 23.2 | 1.2 | 10.0 |
| Collision | 47.9 | 57.2 pts | 88.9 | 56.4 | 42.0 | 50.1 | 45.6 | 31.7 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 57.2 percentile points apart.
Closest agreement
Comprehensive
Available plans are 22.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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