Plans disagree · Santa Barbara · California ZIP 93105
Tesla Insurance and State Farm place Santa Barbara ZIP 93105 very differently.
Tesla Insurance ranks highest (80.3); State Farm ranks lowest (16.0). The middle bodily-injury percentile is 60.0. Reviewed plans are 64.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
60.0
Middle percentile across available plans.
BI plan spread
64.4
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
80.3
Within-plan percentile
Farmers
Farmers Auto
72.3
Within-plan percentile
Progressive
CA Select PPA
62.9
Within-plan percentile
Safeco
Private Passenger Auto
57.1
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
State Farm
Private Passenger Auto
16.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 60.0 | 64.4 pts | 80.3 | 57.1 | 45.8 | 72.3 | 62.9 | 16.0 |
| Property damage | 32.2 | 43.8 pts | 53.9 | 32.8 | 48.7 | 10.1 | 31.5 | 16.0 |
| Medical payments | 5.8 | 16.2 pts | 7.0 | 16.1 | 18.4 | 2.2 | 3.5 | 4.6 |
| Uninsured motorist BI | 61.9 | 69.0 pts | 77.6 | 51.7 | — | 13.3 | 61.9 | 82.4 |
| Uninsured motorist PD | 27.5 | 28.1 pts | 41.4 | 36.5 | — | 13.3 | 18.5 | — |
| Comprehensive | 5.3 | 13.0 pts | 15.9 | 3.0 | 5.7 | 4.1 | 7.5 | 5.0 |
| Collision | 16.0 | 32.1 pts | 33.1 | 1.0 | 19.1 | 13.4 | 18.5 | 1.3 |
Widest coverage spread
Uninsured motorist BI
State Farm and Farmers are 69.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 13.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Barbara
93101
Tesla Insurance ranks highest (90.2); Progressive ranks lowest (14.5).
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93460
Progressive ranks highest (91.2); Travelers ranks lowest (16.1).
Read breakdownSanta Barbara
93110
Progressive ranks highest (86.4); State Farm ranks lowest (23.8).
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