ZIP breakdowns

Plans disagree · Frazier Park, Kern County · California ZIP 93225

Safeco and Progressive place Frazier Park ZIP 93225 very differently.

Safeco ranks highest (85.0); Progressive ranks lowest (44.7). The middle bodily-injury percentile is 67.7. Reviewed plans are 40.2 points apart. Collision splits more (53.3 points), with Safeco highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

67.7

Middle percentile across available plans.

BI plan spread

40.2

Safeco to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Safeco highest, Progressive lowest.

Safeco

Private Passenger Auto

Highest

85.0

Within-plan percentile

Filed factor1.0228

Tesla Insurance

Tesla PPA

73.3

Within-plan percentile

Filed factor1.1109

Travelers

Quantum Auto 2.0

73.3

Within-plan percentile

Filed factor0.853

Farmers

Farmers Auto

62.2

Within-plan percentile

Filed factor1.0016

State Farm

Private Passenger Auto

47.3

Within-plan percentile

Filed factor0.855

Progressive

CA Select PPA

Lowest

44.7

Within-plan percentile

Filed factor0.87

Safeco ranks highest (76.1); Progressive ranks lowest (22.7). Collision spread is 53.3 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93225 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury67.740.2 pts73.385.073.362.244.747.3
Property damage31.342.5 pts22.540.135.94.826.647.3
Medical payments47.829.9 pts45.855.968.249.939.238.3
Uninsured motorist BI46.843.2 pts58.646.841.344.784.5
Uninsured motorist PD16.033.8 pts7.59.341.322.7
Comprehensive39.520.6 pts51.235.639.040.046.230.7
Collision54.353.3 pts46.176.164.162.522.739.9

Widest coverage spread

Collision

Safeco and Progressive are 53.3 percentile points apart.

Closest agreement

Comprehensive

Available plans are 20.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Frazier Park, Kern County ZIP 93225 Auto Insurance Factors | GoodDriver California