Plans disagree · Bakersfield, Kern County · California ZIP 93306
Travelers and Farmers place Bakersfield ZIP 93306 very differently.
Travelers ranks highest (70.9); Farmers ranks lowest (12.4). The middle bodily-injury percentile is 55.7. Reviewed plans are 58.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
55.7
Middle percentile across available plans.
BI plan spread
58.5
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
68.3
Within-plan percentile
Progressive
CA Select PPA
55.7
Within-plan percentile
Tesla Insurance
Tesla PPA
17.6
Within-plan percentile
Farmers
Farmers Auto
12.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 55.7 | 58.5 pts | 17.6 | — | 70.9 | 12.4 | 55.7 | 68.3 |
| Property damage | 33.5 | 57.6 pts | 10.7 | — | 35.9 | 33.5 | 33.2 | 68.3 |
| Medical payments | 54.4 | 28.2 pts | 80.6 | — | 54.4 | 57.2 | 52.4 | 52.6 |
| Uninsured motorist BI | 69.8 | 29.1 pts | 72.9 | — | — | 66.8 | 55.7 | 84.7 |
| Uninsured motorist PD | 66.8 | 44.1 pts | 91.4 | — | — | 66.8 | 47.3 | — |
| Comprehensive | 84.4 | 28.9 pts | 62.8 | — | 66.0 | 85.8 | 91.7 | 84.4 |
| Collision | 47.3 | 37.9 pts | 45.3 | — | 50.0 | 22.8 | 47.3 | 60.7 |
Widest coverage spread
Bodily injury
Travelers and Farmers are 58.5 percentile points apart.
Closest agreement
Medical payments
Available plans are 28.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
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Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
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Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdownCalifornia Hot S, Tulare County
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Farmers ranks highest (82.9); State Farm ranks lowest (10.6).
Read breakdown