Plans disagree · Parkfield, San Luis Obispo County · California ZIP 93451
Progressive and Farmers place Parkfield ZIP 93451 very differently.
Progressive ranks highest (79.3); Farmers ranks lowest (8.2). The middle bodily-injury percentile is 29.6. Reviewed plans are 71.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.6
Middle percentile across available plans.
BI plan spread
71.0
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
79.3
Within-plan percentile
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Safeco
Private Passenger Auto
33.6
Within-plan percentile
State Farm
Private Passenger Auto
25.6
Within-plan percentile
Travelers
Quantum Auto 2.0
16.1
Within-plan percentile
Farmers
Farmers Auto
8.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.6 | 71.0 pts | 69.1 | 33.6 | 16.1 | 8.2 | 79.3 | 25.6 |
| Property damage | 29.8 | 47.3 pts | 53.5 | 6.2 | 15.3 | 35.5 | 34.0 | 25.6 |
| Medical payments | 9.2 | 68.0 pts | 9.2 | 31.2 | 2.4 | 9.2 | 70.4 | 6.9 |
| Uninsured motorist BI | 35.2 | 61.1 pts | 35.2 | 27.7 | — | 21.3 | 79.2 | 82.4 |
| Uninsured motorist PD | 12.7 | 18.6 pts | 2.7 | 6.0 | — | 21.3 | 19.5 | — |
| Comprehensive | 45.5 | 60.8 pts | 15.6 | 76.3 | 47.4 | 37.1 | 43.7 | 50.9 |
| Collision | 26.2 | 38.6 pts | 32.9 | 45.0 | 6.4 | 36.4 | 19.5 | 11.2 |
Widest coverage spread
Bodily injury
Progressive and Farmers are 71.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 18.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownLos Osos, San Luis Obispo County
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Progressive ranks highest (71.4); State Farm ranks lowest (0.2).
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