Plans disagree · Keene, Kern County · California ZIP 93531
Travelers and Tesla Insurance place Keene ZIP 93531 very differently.
Travelers ranks highest (58.1); Tesla Insurance ranks lowest (12.4). The middle bodily-injury percentile is 32.6. Reviewed plans are 45.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
32.6
Middle percentile across available plans.
BI plan spread
45.7
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
46.7
Within-plan percentile
Farmers
Farmers Auto
43.1
Within-plan percentile
Safeco
Private Passenger Auto
22.0
Within-plan percentile
State Farm
Private Passenger Auto
19.3
Within-plan percentile
Tesla Insurance
Tesla PPA
12.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 32.6 | 45.7 pts | 12.4 | 22.0 | 58.1 | 43.1 | 46.7 | 19.3 |
| Property damage | 16.4 | 20.4 pts | 8.3 | 11.5 | 28.7 | 24.7 | 13.5 | 19.3 |
| Medical payments | 52.0 | 65.8 pts | 57.1 | 6.0 | 46.8 | 36.8 | 71.8 | 67.1 |
| Uninsured motorist BI | 71.9 | 40.9 pts | 76.3 | 71.9 | — | 62.1 | 46.5 | 87.4 |
| Uninsured motorist PD | 47.0 | 38.6 pts | 46.7 | 47.3 | — | 62.1 | 23.5 | — |
| Comprehensive | 57.6 | 27.3 pts | 66.0 | 38.7 | 60.3 | 55.0 | 46.2 | 64.7 |
| Collision | 37.9 | 39.9 pts | 28.7 | 59.3 | 50.0 | 47.0 | 23.5 | 19.4 |
Widest coverage spread
Medical payments
Progressive and Safeco are 65.8 percentile points apart.
Closest agreement
Property damage
Available plans are 20.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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93523
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Read breakdownWoody, Kern County
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Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
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