ZIP breakdowns

Plans disagree · Fresno · California ZIP 93726

Progressive and State Farm place Fresno ZIP 93726 very differently.

Progressive ranks highest (93.6); State Farm ranks lowest (28.2). The middle bodily-injury percentile is 51.8. Reviewed plans are 65.4 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

51.8

Middle percentile across available plans.

BI plan spread

65.4

Progressive to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, State Farm lowest.

Progressive

CA Select PPA

Highest

93.6

Within-plan percentile

Filed factor1.38

Tesla Insurance

Tesla PPA

58.8

Within-plan percentile

Filed factor1.05

Safeco

Private Passenger Auto

53.2

Within-plan percentile

Filed factor0.8886

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

Farmers

Farmers Auto

43.6

Within-plan percentile

Filed factor0.9343

State Farm

Private Passenger Auto

Lowest

28.2

Within-plan percentile

Filed factor0.763

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93726 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury51.865.4 pts58.853.250.443.693.628.2
Property damage44.733.3 pts44.944.548.737.261.528.2
Medical payments94.315.7 pts95.592.282.293.098.096.5
Uninsured motorist BI87.510.7 pts87.582.583.793.390.7
Uninsured motorist PD75.871.3 pts71.180.683.712.4
Comprehensive64.137.3 pts52.079.766.089.357.262.2
Collision20.342.6 pts55.013.842.022.312.418.2

Widest coverage spread

Uninsured motorist PD

Farmers and Progressive are 71.3 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 10.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fresno ZIP 93726 Auto Insurance Factors | GoodDriver California