Plans disagree · Brisbane, San Mateo County · California ZIP 94005
Travelers and Tesla Insurance place Brisbane ZIP 94005 very differently.
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6). The middle bodily-injury percentile is 11.3. Reviewed plans are 67.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
11.3
Middle percentile across available plans.
BI plan spread
67.3
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
38.6
Within-plan percentile
Farmers
Farmers Auto
11.3
Within-plan percentile
Progressive
CA Select PPA
7.0
Within-plan percentile
Tesla Insurance
Tesla PPA
3.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 11.3 | 67.3 pts | 3.6 | — | 70.9 | 11.3 | 7.0 | 38.6 |
| Property damage | 62.7 | 45.5 pts | 62.7 | — | 84.1 | 73.8 | 46.5 | 38.6 |
| Medical payments | 63.9 | 54.6 pts | 32.2 | — | 86.8 | 49.9 | 63.9 | 72.0 |
| Uninsured motorist BI | 26.0 | 43.3 pts | 23.3 | — | — | 28.7 | 7.0 | 50.3 |
| Uninsured motorist PD | 34.2 | 29.8 pts | 58.5 | — | — | 28.7 | 34.2 | — |
| Comprehensive | 40.0 | 41.5 pts | 28.5 | — | 66.0 | 40.0 | 69.9 | 30.7 |
| Collision | 34.2 | 62.3 pts | 28.7 | — | 91.0 | 29.5 | 34.2 | 49.5 |
Widest coverage spread
Bodily injury
Travelers and Tesla Insurance are 67.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 29.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.