ZIP breakdowns

Plans disagree · Yountville, Napa County · California ZIP 94573

Farmers and Tesla Insurance place Yountville ZIP 94573 very differently.

Farmers ranks highest (84.6); Tesla Insurance ranks lowest (18.6). The middle bodily-injury percentile is 31.0. Reviewed plans are 66.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

31.0

Middle percentile across available plans.

BI plan spread

66.0

Farmers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

84.6

Within-plan percentile

Filed factor1.1619

Progressive

CA Select PPA

37.8

Within-plan percentile

Filed factor0.83

Travelers

Quantum Auto 2.0

37.1

Within-plan percentile

Filed factor0.704

State Farm

Private Passenger Auto

24.9

Within-plan percentile

Filed factor0.749

Safeco

Private Passenger Auto

23.4

Within-plan percentile

Filed factor0.7947

Tesla Insurance

Tesla PPA

Lowest

18.6

Within-plan percentile

Filed factor0.917

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 94573 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury31.066.0 pts18.623.437.184.637.824.9
Property damage57.948.8 pts73.643.556.271.359.524.9
Medical payments24.248.4 pts15.321.362.313.927.129.9
Uninsured motorist BI37.845.6 pts46.935.35.637.851.2
Uninsured motorist PD63.288.3 pts88.438.05.693.9
Comprehensive25.534.4 pts45.345.627.111.115.923.9
Collision74.237.8 pts65.556.271.178.293.977.3

Widest coverage spread

Uninsured motorist PD

Progressive and Farmers are 88.3 percentile points apart.

Closest agreement

Comprehensive

Available plans are 34.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Yountville, Napa County ZIP 94573 Auto Insurance Factors | GoodDriver California