Plans disagree · Berkeley, Alameda County · California ZIP 94703
Travelers and Progressive place Berkeley ZIP 94703 very differently.
Travelers ranks highest (77.3); Progressive ranks lowest (10.6). The middle bodily-injury percentile is 37.7. Reviewed plans are 66.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.7
Middle percentile across available plans.
BI plan spread
66.8
Travelers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
77.3
Within-plan percentile
State Farm
Private Passenger Auto
51.3
Within-plan percentile
Farmers
Farmers Auto
37.7
Within-plan percentile
Tesla Insurance
Tesla PPA
30.6
Within-plan percentile
Progressive
CA Select PPA
10.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.7 | 66.8 pts | 30.6 | — | 77.3 | 37.7 | 10.6 | 51.3 |
| Property damage | 78.8 | 36.0 pts | 78.8 | — | 87.3 | 79.3 | 63.7 | 51.3 |
| Medical payments | 61.9 | 22.1 pts | 63.0 | — | 46.8 | 57.2 | 69.0 | 61.9 |
| Uninsured motorist BI | 8.5 | 9.3 pts | 3.4 | — | — | 12.7 | 10.5 | 6.5 |
| Uninsured motorist PD | 40.8 | 77.6 pts | 90.3 | — | — | 12.7 | 40.8 | — |
| Comprehensive | 70.7 | 60.4 pts | 99.7 | — | 72.0 | 70.7 | 39.3 | 39.3 |
| Collision | 71.1 | 63.3 pts | 90.1 | — | 71.1 | 75.1 | 40.8 | 26.9 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 77.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 9.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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94806
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Read breakdownOakland, Alameda County
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Read breakdownBerkeley, Alameda County
94709
Progressive ranks highest (85.7); Farmers ranks lowest (9.7).
Read breakdown