Plans disagree · Tracy, San Joaquin County · California ZIP 95376
Tesla Insurance and Farmers place Tracy ZIP 95376 very differently.
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4). The middle bodily-injury percentile is 57.8. Reviewed plans are 73.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.8
Middle percentile across available plans.
BI plan spread
73.5
Tesla Insurance to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
91.9
Within-plan percentile
State Farm
Private Passenger Auto
69.6
Within-plan percentile
Progressive
CA Select PPA
57.8
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Farmers
Farmers Auto
18.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.8 | 73.5 pts | 91.9 | — | 30.0 | 18.4 | 57.8 | 69.6 |
| Property damage | 69.6 | 43.3 pts | 85.5 | — | 42.1 | 52.8 | 76.2 | 69.6 |
| Medical payments | 62.3 | 50.4 pts | 81.2 | — | 62.3 | 72.6 | 30.7 | 44.1 |
| Uninsured motorist BI | 39.6 | 52.7 pts | 48.0 | — | — | 5.1 | 57.8 | 31.2 |
| Uninsured motorist PD | 29.3 | 27.2 pts | 32.3 | — | — | 5.1 | 29.3 | — |
| Comprehensive | 45.0 | 64.4 pts | 91.9 | — | 45.0 | 38.1 | 27.5 | 83.7 |
| Collision | 61.2 | 59.8 pts | 89.1 | — | 42.0 | 71.0 | 29.3 | 61.2 |
Widest coverage spread
Bodily injury
Tesla Insurance and Farmers are 73.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 27.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Modesto, Stanislaus County
95350
State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdownTracy, San Joaquin County
95377
State Farm ranks highest (79.2); Farmers ranks lowest (14.5).
Read breakdownSalida, Stanislaus County
95368
State Farm ranks highest (76.9); Tesla Insurance ranks lowest (13.9).
Read breakdown