Plans disagree · Garden Valley, El Dorado County · California ZIP 95633
Progressive and State Farm place Garden Valley ZIP 95633 very differently.
Progressive ranks highest (91.2); State Farm ranks lowest (22.1). The middle bodily-injury percentile is 47.5. Reviewed plans are 69.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
47.5
Middle percentile across available plans.
BI plan spread
69.1
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
91.2
Within-plan percentile
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Safeco
Private Passenger Auto
53.5
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Farmers
Farmers Auto
30.1
Within-plan percentile
State Farm
Private Passenger Auto
22.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 47.5 | 69.1 pts | 69.1 | 53.5 | 41.5 | 30.1 | 91.2 | 22.1 |
| Property damage | 21.9 | 27.4 pts | 34.5 | 19.4 | 23.2 | 21.7 | 7.2 | 22.1 |
| Medical payments | 27.1 | 44.1 pts | 32.8 | 21.3 | 54.4 | 39.0 | 17.2 | 10.3 |
| Uninsured motorist BI | 46.9 | 57.4 pts | 33.1 | 34.1 | — | 74.6 | 90.5 | 46.9 |
| Uninsured motorist PD | 43.1 | 44.2 pts | 51.2 | 35.1 | — | 74.6 | 30.4 | — |
| Comprehensive | 75.4 | 63.4 pts | 80.2 | 73.8 | 77.1 | 16.8 | 46.9 | 79.9 |
| Collision | 29.0 | 55.6 pts | 8.4 | 64.0 | 21.2 | 53.9 | 30.4 | 27.6 |
Widest coverage spread
Bodily injury
Progressive and State Farm are 69.1 percentile points apart.
Closest agreement
Property damage
Available plans are 27.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Plymouth, Amador County
95669
Progressive ranks highest (91.2); Travelers ranks lowest (19.3).
Read breakdownPlacerville, El Dorado County
95667
Progressive ranks highest (91.2); State Farm ranks lowest (22.1).
Read breakdownGeorgetown, El Dorado County
95634
Progressive ranks highest (80.7); State Farm ranks lowest (13.3).
Read breakdown