Plans disagree · Live Oak, Sutter County · California ZIP 95953
Safeco and Farmers place Live Oak ZIP 95953 very differently.
Safeco ranks highest (84.8); Farmers ranks lowest (28.4). The middle bodily-injury percentile is 57.5. Reviewed plans are 56.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.5
Middle percentile across available plans.
BI plan spread
56.5
Safeco to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Farmers lowest.
Safeco
Private Passenger Auto
84.8
Within-plan percentile
Tesla Insurance
Tesla PPA
74.3
Within-plan percentile
State Farm
Private Passenger Auto
60.0
Within-plan percentile
Progressive
CA Select PPA
54.9
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Farmers
Farmers Auto
28.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.5 | 56.5 pts | 74.3 | 84.8 | 41.5 | 28.4 | 54.9 | 60.0 |
| Property damage | 38.3 | 34.0 pts | 30.0 | 38.7 | 30.8 | 37.9 | 64.0 | 60.0 |
| Medical payments | 66.1 | 26.7 pts | 64.0 | 81.7 | 68.2 | 59.9 | 63.9 | 86.6 |
| Uninsured motorist BI | 54.3 | 17.7 pts | 52.3 | 51.7 | — | 54.3 | 54.8 | 69.5 |
| Uninsured motorist PD | 49.8 | 20.2 pts | 56.2 | 45.4 | — | 54.3 | 36.0 | — |
| Comprehensive | 57.7 | 68.4 pts | 80.2 | 54.7 | 77.1 | 22.7 | 11.9 | 60.8 |
| Collision | 28.6 | 52.9 pts | 1.9 | 54.8 | 37.7 | 9.5 | 36.0 | 21.2 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 68.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 17.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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95987
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Read breakdownRobbins, Sutter County
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Safeco ranks highest (70.4); Tesla Insurance ranks lowest (2.6).
Read breakdownOregon House, Yuba County
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Farmers ranks highest (81.3); Travelers ranks lowest (26.1).
Read breakdown