ZIP breakdowns

Plans disagree · Quincy, Plumas County · California ZIP 95971

Progressive and Travelers place Quincy ZIP 95971 very differently.

Progressive ranks highest (71.4); Travelers ranks lowest (1.9). The middle bodily-injury percentile is 29.8. Reviewed plans are 69.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

29.8

Middle percentile across available plans.

BI plan spread

69.5

Progressive to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Travelers lowest.

Progressive

CA Select PPA

Highest

71.4

Within-plan percentile

Filed factor1.0065

Tesla Insurance

Tesla PPA

69.1

Within-plan percentile

Filed factor1.0961

Safeco

Private Passenger Auto

33.6

Within-plan percentile

Filed factor0.8281

Farmers

Farmers Auto

26.0

Within-plan percentile

Filed factor0.8772

State Farm

Private Passenger Auto

4.7

Within-plan percentile

Filed factor0.661

Travelers

Quantum Auto 2.0

Lowest

1.9

Within-plan percentile

Filed factor0.513

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95971 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury29.869.5 pts69.133.61.926.071.44.7
Property damage14.117.5 pts10.717.65.419.222.24.7
Medical payments13.666.6 pts72.05.414.113.28.542.9
Uninsured motorist BI32.459.8 pts10.13.844.963.632.4
Uninsured motorist PD1.644.6 pts0.30.344.92.9
Comprehensive68.969.5 pts85.882.777.116.816.360.8
Collision6.712.4 pts11.27.815.22.82.95.6

Widest coverage spread

Bodily injury

Progressive and Travelers are 69.5 percentile points apart.

Closest agreement

Collision

Available plans are 12.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Quincy, Plumas County ZIP 95971 Auto Insurance Factors | GoodDriver California