Plans disagree · Washington, Nevada County · California ZIP 95986
Progressive and Travelers place Washington ZIP 95986 very differently.
Progressive ranks highest (78.4); Travelers ranks lowest (21.4). The middle bodily-injury percentile is 47.6. Reviewed plans are 57.0 points apart. Collision splits more (67.3 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
47.6
Middle percentile across available plans.
BI plan spread
57.0
Progressive to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
78.4
Within-plan percentile
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Farmers
Farmers Auto
47.6
Within-plan percentile
State Farm
Private Passenger Auto
33.4
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (72.7); Farmers ranks lowest (5.4). Collision spread is 67.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 47.6 | 57.0 pts | 69.1 | — | 21.4 | 47.6 | 78.4 | 33.4 |
| Property damage | 25.9 | 15.8 pts | 22.5 | — | 23.2 | 25.9 | 38.2 | 33.4 |
| Medical payments | 36.8 | 40.8 pts | 36.8 | — | 16.3 | 36.8 | 50.8 | 57.1 |
| Uninsured motorist BI | 49.8 | 65.2 pts | 35.6 | — | — | 64.0 | 77.2 | 12.1 |
| Uninsured motorist PD | 60.8 | 35.2 pts | 28.8 | — | — | 64.0 | 60.8 | — |
| Comprehensive | 49.9 | 83.0 pts | 89.2 | — | 81.4 | 24.7 | 6.3 | 49.9 |
| Collision | 58.4 | 67.3 pts | 72.7 | — | 42.0 | 5.4 | 60.8 | 58.4 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 83.0 percentile points apart.
Closest agreement
Property damage
Available plans are 15.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Downieville, Sierra County
95936
Progressive ranks highest (82.4); Tesla Insurance ranks lowest (3.8).
Read breakdownClio, Plumas County
96106
Progressive ranks highest (79.3); State Farm ranks lowest (4.7).
Read breakdownGeorgetown, El Dorado County
95634
Progressive ranks highest (80.7); State Farm ranks lowest (13.3).
Read breakdown