Plans disagree · Happy Camp, Siskiyou County · California ZIP 96039
Tesla Insurance and Travelers place Happy Camp ZIP 96039 very differently.
Tesla Insurance ranks highest (76.9); Travelers ranks lowest (4.5). The middle bodily-injury percentile is 38.3. Reviewed plans are 72.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
38.3
Middle percentile across available plans.
BI plan spread
72.4
Tesla Insurance to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
76.9
Within-plan percentile
Safeco
Private Passenger Auto
50.3
Within-plan percentile
Progressive
CA Select PPA
49.9
Within-plan percentile
Farmers
Farmers Auto
26.7
Within-plan percentile
State Farm
Private Passenger Auto
18.6
Within-plan percentile
Travelers
Quantum Auto 2.0
4.5
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 38.3 | 72.4 pts | 76.9 | 50.3 | 4.5 | 26.7 | 49.9 | 18.6 |
| Property damage | 1.5 | 18.4 pts | 1.4 | 6.2 | 1.7 | 0.2 | 0.7 | 18.6 |
| Medical payments | 35.8 | 70.1 pts | 7.0 | 33.5 | 37.7 | 34.0 | 77.2 | 55.6 |
| Uninsured motorist BI | 46.9 | 38.6 pts | 32.5 | 21.0 | — | 46.9 | 49.9 | 59.5 |
| Uninsured motorist PD | 45.2 | 35.8 pts | 49.1 | 43.5 | — | 46.9 | 13.3 | — |
| Comprehensive | 87.9 | 19.8 pts | 90.9 | 98.1 | 89.1 | 78.3 | 86.8 | 84.8 |
| Collision | 33.9 | 59.5 pts | 72.7 | 62.2 | 35.0 | 32.9 | 13.3 | 27.6 |
Widest coverage spread
Bodily injury
Tesla Insurance and Travelers are 72.4 percentile points apart.
Closest agreement
Property damage
Available plans are 18.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Trinity Center, Trinity County
96091
Progressive ranks highest (84.5); Travelers ranks lowest (0.2).
Read breakdownYreka, Siskiyou County
96097
Progressive ranks highest (71.4); Travelers ranks lowest (2.4).
Read breakdownDunsmuir, Siskiyou County
96025
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (0.5).
Read breakdown