ZIP breakdowns

Plans disagree · Janesville, Lassen County · California ZIP 96114

Tesla Insurance and Progressive place Janesville ZIP 96114 very differently.

Tesla Insurance ranks highest (76.9); Progressive ranks lowest (0.5). The middle bodily-injury percentile is 33.1. Reviewed plans are 76.4 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

33.1

Middle percentile across available plans.

BI plan spread

76.4

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

76.9

Within-plan percentile

Filed factor1.138

Safeco

Private Passenger Auto

58.8

Within-plan percentile

Filed factor0.9041

Farmers

Farmers Auto

51.6

Within-plan percentile

Filed factor0.9604

State Farm

Private Passenger Auto

14.7

Within-plan percentile

Filed factor0.701

Travelers

Quantum Auto 2.0

2.4

Within-plan percentile

Filed factor0.524

Progressive

CA Select PPA

Lowest

0.5

Within-plan percentile

Filed factor0.4453

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96114 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury33.176.4 pts76.958.82.451.60.514.7
Property damage17.832.9 pts34.521.01.710.529.214.7
Medical payments12.240.0 pts4.43.18.416.043.236.7
Uninsured motorist BI27.359.1 pts44.327.324.20.559.5
Uninsured motorist PD22.213.7 pts11.925.624.220.2
Comprehensive96.616.0 pts96.698.698.782.795.696.6
Collision28.357.9 pts47.936.564.116.720.26.1

Widest coverage spread

Bodily injury

Tesla Insurance and Progressive are 76.4 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 13.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Janesville, Lassen County ZIP 96114 Auto Insurance Factors | GoodDriver California