Plans disagree · Torrance, Los Angeles County · California ZIP 90501
Farmers and Progressive place Torrance ZIP 90501 very differently.
Farmers ranks highest (89.5); Progressive ranks lowest (49.2). The middle bodily-injury percentile is 83.0. Reviewed plans are 40.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
83.0
Middle percentile across available plans.
BI plan spread
40.4
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
89.5
Within-plan percentile
Travelers
Quantum Auto 2.0
87.2
Within-plan percentile
State Farm
Private Passenger Auto
87.1
Within-plan percentile
Safeco
Private Passenger Auto
78.9
Within-plan percentile
Tesla Insurance
Tesla PPA
73.8
Within-plan percentile
Progressive
CA Select PPA
49.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 83.0 | 40.4 pts | 73.8 | 78.9 | 87.2 | 89.5 | 49.2 | 87.1 |
| Property damage | 85.1 | 37.4 pts | 70.7 | 86.1 | 84.1 | 87.3 | 49.9 | 87.1 |
| Medical payments | 89.1 | 20.0 pts | 77.7 | 90.7 | 90.1 | 88.0 | 90.7 | 70.8 |
| Uninsured motorist BI | 75.6 | 30.5 pts | 75.6 | 79.6 | — | 78.1 | 49.2 | 68.8 |
| Uninsured motorist PD | 75.5 | 31.1 pts | 92.9 | 72.8 | — | 78.1 | 61.8 | — |
| Comprehensive | 22.4 | 75.6 pts | 14.7 | 13.1 | 14.5 | 88.7 | 40.6 | 30.0 |
| Collision | 76.7 | 25.5 pts | 81.1 | 76.4 | 57.1 | 82.6 | 61.8 | 77.0 |
Widest coverage spread
Comprehensive
Farmers and Safeco are 75.6 percentile points apart.
Closest agreement
Medical payments
Available plans are 20.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Signal Hill, Los Angeles County
90807
State Farm ranks highest (89.0); Progressive ranks lowest (24.7).
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Tesla Insurance ranks highest (89.4); Progressive ranks lowest (32.0).
Read breakdownCarson, Los Angeles County
90810
Travelers ranks highest (86.2); Farmers ranks lowest (31.1).
Read breakdown