ZIP breakdowns

Plans disagree · Torrance, Los Angeles County · California ZIP 90502

Tesla Insurance and Progressive place Torrance ZIP 90502 very differently.

Tesla Insurance ranks highest (92.8); Progressive ranks lowest (43.6). The middle bodily-injury percentile is 83.0. Reviewed plans are 49.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

83.0

Middle percentile across available plans.

BI plan spread

49.2

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

92.8

Within-plan percentile

Filed factor1.4267

Travelers

Quantum Auto 2.0

89.2

Within-plan percentile

Filed factor1.062

State Farm

Private Passenger Auto

83.7

Within-plan percentile

Filed factor1.16

Safeco

Private Passenger Auto

82.2

Within-plan percentile

Filed factor0.9938

Farmers

Farmers Auto

71.8

Within-plan percentile

Filed factor1.0609

Progressive

CA Select PPA

Lowest

43.6

Within-plan percentile

Filed factor0.864

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90502 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury83.049.2 pts92.882.289.271.843.683.7
Property damage71.439.9 pts67.683.975.144.052.683.7
Medical payments87.941.2 pts88.192.294.487.653.187.5
Uninsured motorist BI74.641.2 pts74.684.878.143.658.2
Uninsured motorist PD76.612.0 pts75.181.478.169.4
Comprehensive29.945.3 pts19.912.426.457.745.133.4
Collision63.741.7 pts40.758.171.151.869.482.5

Widest coverage spread

Bodily injury

Tesla Insurance and Progressive are 49.2 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 12.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Torrance, Los Angeles County ZIP 90502 Auto Insurance Factors | GoodDriver California