Plans disagree · Palm Springs, Riverside County · California ZIP 92264
Progressive and State Farm place Palm Springs ZIP 92264 very differently.
Progressive ranks highest (78.4); State Farm ranks lowest (20.4). The middle bodily-injury percentile is 72.8. Reviewed plans are 58.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
72.8
Middle percentile across available plans.
BI plan spread
58.0
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
78.4
Within-plan percentile
Safeco
Private Passenger Auto
74.2
Within-plan percentile
Travelers
Quantum Auto 2.0
73.3
Within-plan percentile
Farmers
Farmers Auto
72.3
Within-plan percentile
Tesla Insurance
Tesla PPA
61.6
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 72.8 | 58.0 pts | 61.6 | 74.2 | 73.3 | 72.3 | 78.4 | 20.4 |
| Property damage | 23.0 | 67.8 pts | 13.3 | 21.9 | 42.1 | 81.2 | 24.2 | 20.4 |
| Medical payments | 34.3 | 41.5 pts | 17.1 | 23.6 | 54.4 | 58.6 | 19.3 | 45.1 |
| Uninsured motorist BI | 80.4 | 15.1 pts | 91.1 | 76.0 | — | 80.4 | 77.2 | 83.7 |
| Uninsured motorist PD | 66.2 | 24.3 pts | 58.1 | 74.3 | — | 80.4 | 56.1 | — |
| Comprehensive | 62.0 | 52.3 pts | 66.8 | 44.8 | 97.1 | 79.3 | 57.2 | 45.9 |
| Collision | 47.4 | 40.6 pts | 59.4 | 38.8 | 26.6 | 67.2 | 56.1 | 29.7 |
Widest coverage spread
Property damage
Farmers and Tesla Insurance are 67.8 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 15.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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