Plans disagree · Summerland, Santa Barbara County · California ZIP 93067
Tesla Insurance and Safeco place Summerland ZIP 93067 very differently.
Tesla Insurance ranks highest (72.0); Safeco ranks lowest (16.5). The middle bodily-injury percentile is 31.9. Reviewed plans are 55.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.9
Middle percentile across available plans.
BI plan spread
55.5
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
72.0
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
State Farm
Private Passenger Auto
38.6
Within-plan percentile
Farmers
Farmers Auto
25.2
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
Safeco
Private Passenger Auto
16.5
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.9 | 55.5 pts | 72.0 | 16.5 | 50.4 | 25.2 | 19.9 | 38.6 |
| Property damage | 37.2 | 40.7 pts | 40.0 | 32.5 | 48.7 | 8.0 | 35.7 | 38.6 |
| Medical payments | 5.2 | 13.2 pts | 2.9 | 15.1 | 8.4 | 7.5 | 2.2 | 1.9 |
| Uninsured motorist BI | 62.2 | 65.5 pts | 62.2 | 37.9 | — | 73.3 | 19.9 | 85.4 |
| Uninsured motorist PD | 46.0 | 47.4 pts | 55.1 | 37.0 | — | 73.3 | 25.8 | — |
| Comprehensive | 11.1 | 20.9 pts | 4.3 | 14.5 | 7.6 | 15.6 | 7.5 | 25.1 |
| Collision | 26.2 | 49.9 pts | 40.2 | 5.2 | 26.6 | 8.9 | 25.8 | 55.2 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 65.5 percentile points apart.
Closest agreement
Medical payments
Available plans are 13.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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