Compared ZIP · San Mateo · California ZIP 94402
In San Mateo ZIP 94402, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (45.8); Tesla Insurance ranks lowest (9.0). The middle bodily-injury percentile is 12.8. Reviewed plans are 36.8 points apart. Collision splits more (60.3 points), with Farmers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
12.8
Middle percentile across available plans.
BI plan spread
36.8
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
State Farm
Private Passenger Auto
16.0
Within-plan percentile
Safeco
Private Passenger Auto
9.7
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Farmers
Farmers Auto
9.0
Within-plan percentile
Farmers ranks highest (63.5); State Farm ranks lowest (3.2). Collision spread is 60.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 12.8 | 36.8 pts | 9.0 | 9.7 | 45.8 | 9.0 | 19.9 | 16.0 |
| Property damage | 64.6 | 63.9 pts | 46.1 | 66.7 | 79.8 | 72.0 | 62.5 | 16.0 |
| Medical payments | 9.6 | 31.6 pts | 10.1 | 8.3 | 21.9 | 5.9 | 37.4 | 9.0 |
| Uninsured motorist BI | 6.1 | 24.2 pts | 5.9 | 26.5 | — | 2.4 | 19.9 | 6.1 |
| Uninsured motorist PD | 55.4 | 63.3 pts | 55.5 | 65.6 | — | 2.4 | 55.2 | — |
| Comprehensive | 10.7 | 19.7 pts | 7.1 | 26.8 | 13.2 | 11.8 | 8.5 | 9.7 |
| Collision | 36.1 | 60.3 pts | 10.1 | 45.5 | 26.6 | 63.5 | 55.2 | 3.2 |
Widest coverage spread
Property damage
Travelers and State Farm are 63.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 19.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Redwood City, San Mateo County
94065
Tesla Insurance ranks highest (80.3); Farmers ranks lowest (6.0).
Read breakdownBrisbane, San Mateo County
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Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdownPalo Alto, Santa Clara County
94301
Tesla Insurance ranks highest (69.1); Farmers ranks lowest (2.5).
Read breakdown