Compared ZIP · Tracy, San Joaquin County · California ZIP 95304
In Tracy ZIP 95304, Tesla Insurance ranks highest and State Farm ranks lowest.
Tesla Insurance ranks highest (79.7); State Farm ranks lowest (55.4). The middle bodily-injury percentile is 58.1. Reviewed plans are 24.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.1
Middle percentile across available plans.
BI plan spread
24.2
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
79.7
Within-plan percentile
Farmers
Farmers Auto
64.6
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
56.9
Within-plan percentile
State Farm
Private Passenger Auto
55.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.1 | 24.2 pts | 79.7 | — | 58.1 | 64.6 | 56.9 | 55.4 |
| Property damage | 42.1 | 53.2 pts | 79.8 | — | 42.1 | 34.5 | 26.6 | 55.4 |
| Medical payments | 61.9 | 33.3 pts | 60.6 | — | 62.3 | 64.0 | 30.7 | 61.9 |
| Uninsured motorist BI | 29.9 | 41.1 pts | 34.5 | — | — | 25.3 | 56.9 | 15.8 |
| Uninsured motorist PD | 31.5 | 18.3 pts | 43.7 | — | — | 25.3 | 31.5 | — |
| Comprehensive | 50.9 | 56.3 pts | 85.8 | — | 50.9 | 29.6 | 32.0 | 59.1 |
| Collision | 50.0 | 24.6 pts | 56.0 | — | 50.0 | 50.1 | 31.5 | 43.5 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 56.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 18.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Tracy, San Joaquin County
95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
Read breakdownModesto, Stanislaus County
95350
State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdownTracy, San Joaquin County
95377
State Farm ranks highest (79.2); Farmers ranks lowest (14.5).
Read breakdown