ZIP breakdowns

Plans disagree · Glen Ellen, Sonoma County · California ZIP 95442

Farmers and Safeco place Glen Ellen ZIP 95442 very differently.

Farmers ranks highest (74.2); Safeco ranks lowest (12.2). The middle bodily-injury percentile is 36.9. Reviewed plans are 61.9 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

36.9

Middle percentile across available plans.

BI plan spread

61.9

Farmers to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Safeco lowest.

Farmers

Farmers Auto

Highest

74.2

Within-plan percentile

Filed factor1.0682

Travelers

Quantum Auto 2.0

62.2

Within-plan percentile

Filed factor0.787

State Farm

Private Passenger Auto

47.3

Within-plan percentile

Filed factor0.855

Progressive

CA Select PPA

26.4

Within-plan percentile

Filed factor0.7569

Tesla Insurance

Tesla PPA

13.7

Within-plan percentile

Filed factor0.9003

Safeco

Private Passenger Auto

Lowest

12.2

Within-plan percentile

Filed factor0.7712

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95442 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury36.961.9 pts13.712.262.274.226.447.3
Property damage58.648.2 pts47.436.569.778.184.747.3
Medical payments36.338.3 pts18.138.237.756.434.834.5
Uninsured motorist BI31.122.5 pts45.431.129.726.348.8
Uninsured motorist PD33.411.9 pts40.828.929.737.2
Comprehensive30.040.3 pts55.130.725.231.829.414.8
Collision42.855.2 pts8.943.164.161.837.242.5

Widest coverage spread

Bodily injury

Farmers and Safeco are 61.9 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 11.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Glen Ellen, Sonoma County ZIP 95442 Auto Insurance Factors | GoodDriver California