Compared ZIP · Alta, Placer County · California ZIP 95701
In Alta ZIP 95701, Travelers ranks highest and State Farm ranks lowest.
Travelers ranks highest (48.0); State Farm ranks lowest (17.7). The middle bodily-injury percentile is 33.0. Reviewed plans are 30.3 points apart. Collision splits more (44.1 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
33.0
Middle percentile across available plans.
BI plan spread
30.3
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
48.0
Within-plan percentile
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Progressive
CA Select PPA
34.1
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Safeco
Private Passenger Auto
26.4
Within-plan percentile
State Farm
Private Passenger Auto
17.7
Within-plan percentile
Safeco ranks highest (53.0); Travelers ranks lowest (8.9). Collision spread is 44.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 33.0 | 30.3 pts | 36.9 | 26.4 | 48.0 | 31.9 | 34.1 | 17.7 |
| Property damage | 22.6 | 43.9 pts | 60.1 | 27.3 | 17.9 | 50.7 | 16.2 | 17.7 |
| Medical payments | 38.9 | 47.9 pts | 61.9 | 27.3 | 14.1 | 40.3 | 37.4 | 46.9 |
| Uninsured motorist BI | 34.1 | 25.7 pts | 38.5 | 34.1 | — | 59.4 | 34.1 | 33.7 |
| Uninsured motorist PD | 21.4 | 57.0 pts | 4.9 | 2.5 | — | 59.4 | 37.8 | — |
| Comprehensive | 64.7 | 74.7 pts | 89.2 | 50.8 | 84.8 | 14.5 | 71.4 | 57.9 |
| Collision | 35.9 | 44.1 pts | 10.1 | 53.0 | 8.9 | 47.0 | 37.8 | 33.9 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 74.7 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 25.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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