Broadly lower position · Applegate, Placer County · California ZIP 95703
Applegate ZIP 95703 ranks near the lower end across plans.
Tesla Insurance ranks highest (42.7); State Farm ranks lowest (20.4). The middle bodily-injury percentile is 28.2. Reviewed plans are 22.3 points apart. Collision splits more (64.1 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
28.2
Middle percentile across available plans.
BI plan spread
22.3
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
42.7
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
Safeco
Private Passenger Auto
27.5
Within-plan percentile
Farmers
Farmers Auto
22.7
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
Tesla Insurance ranks highest (69.3); Safeco ranks lowest (5.2). Collision spread is 64.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 28.2 | 22.3 pts | 42.7 | 27.5 | 41.5 | 22.7 | 29.0 | 20.4 |
| Property damage | 37.8 | 27.1 pts | 47.4 | 37.7 | 30.8 | 37.9 | 39.8 | 20.4 |
| Medical payments | 42.7 | 51.4 pts | 39.4 | 59.8 | 8.4 | 58.6 | 34.8 | 46.0 |
| Uninsured motorist BI | 45.4 | 43.8 pts | 45.4 | 32.6 | — | 73.3 | 29.4 | 62.4 |
| Uninsured motorist PD | 10.7 | 63.8 pts | 9.5 | 11.8 | — | 73.3 | 9.5 | — |
| Comprehensive | 57.7 | 70.4 pts | 80.2 | 57.4 | 66.0 | 9.8 | 48.3 | 57.9 |
| Collision | 8.3 | 64.1 pts | 69.3 | 5.2 | 7.5 | 6.2 | 9.5 | 9.1 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 70.4 percentile points apart.
Closest agreement
Bodily injury
Available plans are 22.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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