Plans disagree · Sacramento · California ZIP 95826
Farmers and Progressive place Sacramento ZIP 95826 very differently.
Farmers ranks highest (91.8); Progressive ranks lowest (13.3). The middle bodily-injury percentile is 68.7. Reviewed plans are 78.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
68.7
Middle percentile across available plans.
BI plan spread
78.5
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
91.8
Within-plan percentile
State Farm
Private Passenger Auto
80.3
Within-plan percentile
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
Tesla Insurance
Tesla PPA
58.4
Within-plan percentile
Safeco
Private Passenger Auto
44.9
Within-plan percentile
Progressive
CA Select PPA
13.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 68.7 | 78.5 pts | 58.4 | 44.9 | 78.9 | 91.8 | 13.3 | 80.3 |
| Property damage | 63.2 | 26.8 pts | 58.4 | 59.9 | 66.4 | 53.5 | 80.3 | 80.3 |
| Medical payments | 75.5 | 36.8 pts | 91.2 | 77.9 | 54.4 | 89.3 | 73.1 | 55.8 |
| Uninsured motorist BI | 72.9 | 79.2 pts | 72.9 | 88.5 | — | 93.3 | 14.0 | 53.0 |
| Uninsured motorist PD | 85.4 | 65.7 pts | 89.8 | 81.0 | — | 93.3 | 27.5 | — |
| Comprehensive | 39.1 | 82.4 pts | 90.9 | 61.3 | 84.8 | 16.8 | 16.3 | 8.6 |
| Collision | 33.3 | 36.5 pts | 32.6 | 34.1 | 64.1 | 31.9 | 27.5 | 49.1 |
Widest coverage spread
Comprehensive
Tesla Insurance and State Farm are 82.4 percentile points apart.
Closest agreement
Property damage
Available plans are 26.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Gold River, Sacramento County
95670
Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdownRancho Cordova, Sacramento County
95742
Tesla Insurance ranks highest (82.6); Farmers ranks lowest (18.4).
Read breakdownSacramento
95828
State Farm ranks highest (87.6); Progressive ranks lowest (31.4).
Read breakdown