Plans disagree · Sacramento · California ZIP 95828
State Farm and Progressive place Sacramento ZIP 95828 very differently.
State Farm ranks highest (87.6); Progressive ranks lowest (31.4). The middle bodily-injury percentile is 82.8. Reviewed plans are 56.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
82.8
Middle percentile across available plans.
BI plan spread
56.2
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
87.6
Within-plan percentile
Travelers
Quantum Auto 2.0
85.0
Within-plan percentile
Farmers
Farmers Auto
84.9
Within-plan percentile
Safeco
Private Passenger Auto
80.7
Within-plan percentile
Tesla Insurance
Tesla PPA
72.8
Within-plan percentile
Progressive
CA Select PPA
31.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 82.8 | 56.2 pts | 72.8 | 80.7 | 85.0 | 84.9 | 31.4 | 87.6 |
| Property damage | 76.1 | 65.6 pts | 78.4 | 71.4 | 79.8 | 73.8 | 22.0 | 87.6 |
| Medical payments | 91.5 | 31.6 pts | 87.6 | 95.2 | 88.6 | 65.1 | 96.6 | 94.4 |
| Uninsured motorist BI | 88.1 | 58.5 pts | 88.7 | 91.6 | — | 88.1 | 33.1 | 84.8 |
| Uninsured motorist PD | 90.7 | 22.9 pts | 98.7 | 93.3 | — | 88.1 | 75.8 | — |
| Comprehensive | 76.3 | 33.9 pts | 80.2 | 84.7 | 96.4 | 72.4 | 62.5 | 63.1 |
| Collision | 69.9 | 59.5 pts | 42.4 | 64.0 | 93.2 | 33.7 | 75.8 | 83.5 |
Widest coverage spread
Property damage
State Farm and Progressive are 65.6 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 22.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
Read breakdownGold River, Sacramento County
95670
Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdownRancho Cordova, Sacramento County
95742
Tesla Insurance ranks highest (82.6); Farmers ranks lowest (18.4).
Read breakdown