Plans disagree · Sacramento · California ZIP 95837
Travelers and State Farm place Sacramento ZIP 95837 very differently.
Travelers ranks highest (78.9); State Farm ranks lowest (19.3). The middle bodily-injury percentile is 66.7. Reviewed plans are 59.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
66.7
Middle percentile across available plans.
BI plan spread
59.6
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
Progressive
CA Select PPA
73.5
Within-plan percentile
Farmers
Farmers Auto
70.3
Within-plan percentile
Tesla Insurance
Tesla PPA
63.1
Within-plan percentile
Safeco
Private Passenger Auto
52.7
Within-plan percentile
State Farm
Private Passenger Auto
19.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 66.7 | 59.6 pts | 63.1 | 52.7 | 78.9 | 70.3 | 73.5 | 19.3 |
| Property damage | 38.2 | 36.9 pts | 32.5 | 32.8 | 56.2 | 52.8 | 43.6 | 19.3 |
| Medical payments | 63.6 | 58.4 pts | 96.1 | 62.1 | 37.7 | 62.4 | 88.9 | 64.9 |
| Uninsured motorist BI | 81.3 | 11.7 pts | 82.1 | 77.9 | — | 85.1 | 73.5 | 81.3 |
| Uninsured motorist PD | 57.2 | 32.8 pts | 57.4 | 52.3 | — | 85.1 | 57.1 | — |
| Comprehensive | 90.7 | 14.6 pts | 80.2 | 94.9 | 93.8 | 82.7 | 88.3 | 93.1 |
| Collision | 60.2 | 37.3 pts | 60.7 | 49.5 | 64.1 | 86.9 | 57.1 | 59.8 |
Widest coverage spread
Bodily injury
Travelers and State Farm are 59.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 11.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.